Features Overview
SolSplitter brings powerful blockchain-native features to group expense management, going far beyond traditional splitting apps.
Core Features
💼 Wallet-Native Groups
Trustless, transparent group creation and expense tracking
- Create groups directly from your Solana wallet
 - No centralized account or personal information required
 - All group activity recorded on-chain for full transparency
 - Members maintain complete control over their funds
 
💸 On-Chain Payments
Instant settlement in USDT or SOL
- One-click payments directly through your wallet
 - Settlements complete in seconds via Solana's fast blockchain
 - Ultra-low fees (typically under $0.01 per transaction)
 - Automatic balance updates across all group members
 
📊 Yield on Idle Balances
Earn passive yield via Kamino & Jito integration
Your group balances don't just sit idle - they actively earn yield:
- Automatic yield generation on SOL and USDT balances
 - Integration with proven DeFi protocols (Kamino, Jito)
 - Compound growth while you coordinate group expenses
 - Transparent yield distribution among group members
 
💳 Virtual Crypto Card (Coming V2)
Spend directly from your wallet
- Prepaid crypto card linked to your SolSplitter balance
 - Direct spending from SOL/USDT without conversion
 - Automatic expense tracking - purchases auto-added to groups
 - Merchant cashback paid in $SPLIT tokens
 
🪙 $SPLIT Token Utility
Powers access, rewards, governance, and loyalty tiers
The $SPLIT token unlocks premium features and provides platform benefits:
Access Control:
- Free tier: 1 group, up to 5 members
 - Premium tier: Unlimited groups and members (requires $SPLIT)
 
Revenue Sharing:
- Stake $SPLIT tokens to earn platform revenue
 - Share in yield profits from Kamino/Jito integration
 
Loyalty & Rewards:
- Split Quests: Gamified challenges with token rewards
 - Boosted cashback on virtual card purchases
 - Community governance voting rights
 
Free vs Premium Features
🆓 Free Access
- ✅ 1 group with up to 5 members
 - ✅ Basic expense tracking and splitting
 - ✅ On-chain settlements in SOL/USDT
 - ✅ Yield earning on group balances
 
💎 Premium Access ($SPLIT Required)
- ✅ Unlimited groups and members
 - ✅ Advanced splitting options and automation
 - ✅ Priority customer support
 - ✅ Revenue sharing from platform yield and fees
 - ✅ Virtual crypto card access (V2)
 
Security & Trust
Non-Custodial Architecture
- No fund custody - SolSplitter never holds your crypto
 - Wallet-based permissions - you control all transactions
 - Open-source contracts - full transparency and auditability
 
Privacy Protection
- Minimal data collection - only what's needed for functionality
 - On-chain privacy - balances visible only to group members
 - No KYC requirements - pseudonymous usage supported
 
Ready to explore these features? Check out our detailed guides:
- Groups - Create and manage expense groups
 - Expenses - Track and categorize spending
 - Settlements - Instant on-chain payments
 
SolSplitter