Features Overview #

SolSplitter brings powerful blockchain-native features to group expense management, going far beyond traditional splitting apps.

Core Features #

💼 Wallet-Native Groups #

Trustless, transparent group creation and expense tracking

• Create groups directly from your Solana wallet
• No centralized account or personal information required
• All group activity recorded on-chain for full transparency
• Members maintain complete control over their funds

💸 On-Chain Payments #

Instant settlement in USDT or SOL

• One-click payments directly through your wallet
• Settlements complete in seconds via Solana's fast blockchain
• Ultra-low fees (typically under $0.01 per transaction)
• Automatic balance updates across all group members

📊 Yield on Idle Balances #

Earn passive yield via Kamino & Jito integration

Your group balances don't just sit idle - they actively earn yield:

• Automatic yield generation on SOL and USDT balances
• Integration with proven DeFi protocols (Kamino, Jito)
• Compound growth while you coordinate group expenses
• Transparent yield distribution among group members

💳 Virtual Crypto Card (Coming V2) #

Spend directly from your wallet

• Prepaid crypto card linked to your SolSplitter balance
• Direct spending from SOL/USDT without conversion
• Automatic expense tracking - purchases auto-added to groups
• Merchant cashback paid in $SPLIT tokens

🪙 $SPLIT Token Utility #

Powers access, rewards, governance, and loyalty tiers

The $SPLIT token unlocks premium features and provides platform benefits:

Access Control:

• Free tier: 1 group, up to 5 members
• Premium tier: Unlimited groups and members (requires $SPLIT)

Revenue Sharing:

• Stake $SPLIT tokens to earn platform revenue
• Share in yield profits from Kamino/Jito integration

Loyalty & Rewards:

• Split Quests: Gamified challenges with token rewards
• Boosted cashback on virtual card purchases
• Community governance voting rights

Free vs Premium Features #

🆓 Free Access #

• ✅ 1 group with up to 5 members
• ✅ Basic expense tracking and splitting
• ✅ On-chain settlements in SOL/USDT
• ✅ Yield earning on group balances

💎 Premium Access ($SPLIT Required) #

• ✅ Unlimited groups and members
• ✅ Advanced splitting options and automation
• ✅ Priority customer support
• ✅ Revenue sharing from platform yield and fees
• ✅ Virtual crypto card access (V2)

Security & Trust #

Non-Custodial Architecture #

• No fund custody - SolSplitter never holds your crypto
• Wallet-based permissions - you control all transactions
• Open-source contracts - full transparency and auditability

Privacy Protection #

• Minimal data collection - only what's needed for functionality
• On-chain privacy - balances visible only to group members
• No KYC requirements - pseudonymous usage supported

Ready to explore these features? Check out our detailed guides:

• Groups - Create and manage expense groups
• Expenses - Track and categorize spending
• Settlements - Instant on-chain payments

Get Started Launch App